Frgmnt is a DeFi protocol built on Base that enables users to put their digital dollars to work. Users deposit a dollar-denominated stablecoin as collateral to mint fUSD, a yield-bearing stablecoin, and can stake it as sfUSD to earn real yield generated through integrations with established lending protocols like Morpho and Aave. Yield strategies are dynamically optimized through automated rebalancing across top-performing lending markets, helping ensure capital is allocated where it performs best. Unlike speculative yield mechanisms, Frgmnt's returns come from transparent, verifiable lending activity on battle-tested infrastructure. The protocol has been audited by CertiK, reflecting a security-first approach to DeFi. Frgmnt is designed for both DeFi-native users looking for capital-efficient stablecoin strategies and institutions seeking transparent, audited yield on digital dollar and euro reserves. By building on underlying dollar- and euro-denominated stablecoins as its core collateral layers, Frgmnt extends the utility of stablecoin infrastructure, turning idle stablecoins into a productive asset class without sacrificing transparency or security.